No Juice reviews come down to three facts. NoJuice offers a short-term cash advance of up to $500 for a gap before payday. There is no credit check. Membership is $2.99 a month, a tip is optional, and Interac e-Transfer delivery adds a separate fee.
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NoJuice at a glance
NoJuice
Up to $500- Advance
- Up to $500
- Membership
- $2.99 a month
- Credit check
- None at signup
- Repayment
- Next payday, up to 90 days
NoJuice Financial Services asks you to connect the chequing account where your pay lands. If that account shows recurring income, you can request an advance and you see the fees before you accept. The site is in English and French.
Visit NoJuiceWhat NoJuice is
NoJuice is a short-term advance, meant for a bill that lands before your next pay. The homepage promise is simple: up to $500, an online application, an instant look at whether you qualify, and money as soon as the same day. The application itself is more careful. It says funding time depends on the delivery method and your bank, and it shows an estimate before you accept.
You repay on the payday you choose. The legal note in the application says the shortest term is 1 day and the longest is 90 days from the day the advance is issued. You cannot take another advance while a repayment is still scheduled to leave your account.
NoJuice names itself NoJuice Financial Services. The footer address in the application is 716 Rang St-Philomene, Kanehsatake, QC J0N 1E0. The copyright line says 2025. The domain nojuice.ca was registered on 23 June 2025, and the owner’s name is hidden on the public domain record. NoJuice does not publish a provincial payday licence number.
Need more than $500?
If $500 will not cover the gap, use the form below. It matches you with personal loan offers from $500 to $50,000. Loans Canada is a comparison service, not a lender. Checking at this stage does not affect your credit score, and you do not have to take an offer.
This form starts at $500. It will not send a smaller NoJuice-style advance.
How does NoJuice work?
The application is a short account setup, then a bank connection, then a confirmation screen. You do not have to leave a tip to apply.
- Create an account. You confirm that your email can receive Interac e-Transfer and that you have a Canadian chequing account. NoJuice then texts a 6-digit code to your phone.
- Connect the chequing account where your main income is deposited. NoJuice uses Flinks, a Canadian service that reads the deposits in an account you choose. This is how it looks for recurring pay. It is not a credit check.
- If the income is there, you pick the amount, how you want the money sent, the payday you will repay on, and a tip if you want to leave one.
- Read the total and accept. Membership, any tip, and an Interac delivery fee are separate lines. Full terms are shown before you accept.
There are two ways to receive the money. Interac e-Transfer goes to the email you confirmed. Direct deposit goes to the chequing account you linked. The repayment date has to be at least 2 days away for Interac, and at least 4 days away for direct deposit. The payday you pick has to fall within the next 31 days.
Who qualifies
NoJuice does not publish an age, a minimum income, or a province list. What the application does say is specific.
You need a Canadian chequing account, an email that can receive Interac, and a phone that can take a text code. Approval depends on income patterns and the activity in the account you connect. The decline screen says they could not verify recurring primary income. If that happens, connect the account where your main pay is actually deposited. Do not hook the same declined account up again.
Three accounts are refused by name. Institution 621 is Peoples Trust Company. Institution 623 is Equitable Bank, which includes EQ Bank. Prepaid cards are refused too.
No credit check means NoJuice does not ask Equifax or TransUnion, Canada’s two credit bureaus, to score you at signup. The company can still say no after it reads your bank account. NoJuice does not say that on-time payments are reported to those bureaus. Approval is not guaranteed.
What NoJuice costs
Three charges can show up. They are not the same thing.
Membership is $2.99 a month. That fee is the price of access to the service. You pick the day of the month it comes out, and you can move that day once a month. You can cancel. If you already took an advance, the current membership payment can still be collected as the last one. After that, future membership charges stop unless you use NoJuice again.
The tip is optional. NoJuice says a tip is a way to support the service and that you do not need one to apply. Set it to $0 if you do not want to add it.
Interac delivery has its own fee. Direct deposit does not add that fee. The fee runs from $2.99 on a $15 advance to $39.99 on $500, so a $100 Interac advance with no tip costs $7.99 to send and you repay $107.99, plus the $2.99 membership that month. Direct deposit skips the delivery fee. The confirmation screen is the price you agree to.
NoJuice’s own example says a $100 advance held for 90 days can have 0% interest and a $0 cost of borrowing. That example is the advance alone. It leaves out the membership, the tip, and the Interac delivery fee.
Who NoJuice is best for
NoJuice fits a person who needs $500 or less before payday, has regular pay landing in a normal Canadian chequing account, and is fine with a $2.99 monthly membership. Interac is the faster-looking option in the form, and you should treat the delivery fee as part of the price. Direct deposit is the cheaper send if you can wait at least 4 days to set the repayment date.
It is a poor fit if your only account is EQ Bank, Peoples Trust, or a prepaid card, if your income does not show up as a repeating deposit, or if you need more than $500.
Frequently asked questions
What do No Juice reviews cover?
A useful No Juice review names the $500 limit, the $2.99 monthly membership, the optional tip, and the extra fee for Interac delivery. It should also say who can qualify: a Canadian chequing account with recurring pay, and not EQ Bank, Peoples Trust, or a prepaid card.
Is NoJuice legit in Canada?
NoJuice is a real product with a company name, a Quebec address, and an application written for a Canadian chequing account. The domain was registered on 23 June 2025. NoJuice does not publish a provincial payday licence number. Read the confirmation screen before you connect a bank account.
How much does NoJuice cost?
Membership is $2.99 a month. A tip can be $0. Interac delivery adds $2.99 on a $15 advance and $39.99 on a $500 advance, using the fees built into the application. Direct deposit does not add that delivery fee. The confirmation screen is the number that counts if it differs.
How do you qualify for NoJuice?
Connect the Canadian chequing account where your main income is deposited. NoJuice looks for recurring deposits through Flinks. It does not run a traditional credit check. It refuses Peoples Trust, EQ Bank, and prepaid cards. It does not publish an age or a province list.
How long does NoJuice take to deposit?
The homepage says as soon as the same day. The application says the timing depends on Interac versus direct deposit and on your bank, and that you see an estimate before you accept.
Does NoJuice check your credit?
No. NoJuice says it does not use a traditional credit check. A traditional credit check is a request to Equifax or TransUnion. NoJuice can still decline you based on your bank account, and it does not say that repayments are added to your credit file.
Can you cancel NoJuice?
Yes. The account settings include a cancel button. If you already took an advance, one membership payment can still come out as the final charge. Later membership charges stop unless you use the service again.
A side-by-side of other cash advance apps is a separate page: apps like NoJuice.
Membership, tips, Interac fees, eligibility, the Quebec address, and the repayment rules are from NoJuice’s application. The domain date is from the CIRA record for nojuice.ca. How we compare apps