Compare Personal Loans and Cash Advances

Get matched with loan offers in 2 minutes

The fast, free way to comparison shop multiple lenders.

I want to borrow

Quick $100 $100 – $1,500 $1,500 – $5,000 $5,000+

Our Canadian lenders include:

Compare loan offers in minutes

Fill out one simple form to see what you qualify for from multiple lenders. Our online process is quick, secure, and there’s no impact on your credit score!

Loan amounts up to $50,000

We work with Canadian lenders who can meet your needs, from quick cash advances for $100 to personal loans up to $50,000 with fixed monthly payments.

All credit types welcome

We’re partnered with lenders who work with borrowers across the credit spectrum, including numerous lenders who may make you a loan offer with no credit check. Have excellent credit? Rates start at 6.99%!

Get your money fast

You could have a cash advance in your bank account in less than one hour, or receive your personal loan proceeds as soon as tomorrow.

Safe & secure process

We use 256-bit SSL encryption to protect your information — the same security standard as most banks.

How it works

Save time and money by comparing multiple loan offers in minutes. PockBox makes it fast and easy to see what you qualify for:

01

Check your rate

Answer a few simple questions to browse rates from our network of Canada’s top lenders. There’s no impact on your credit score.

02

Choose your loan

Select the offer that’s right for you. It only takes a few minutes.

03

Get your loan

If approved, your loan will be deposited directly into your bank account. You could receive a cash advance in under an hour or a larger loan as soon as tomorrow!

What is PockBox?

PockBox is an online matching service that connects borrowers like you with our trusted network of lenders in Canada who may be able to provide the loan you need. Take just a few minutes to fill out our secure form and we’ll connect you to multiple lenders who may be a fit with your financing needs.

We work with dozens of lenders with a wide range of credit products, including fast cash advances for up to $500, short term loans for several hundred to several thousand dollars, up to multi-year unsecured personal loans of $50,000 or more. There’s no cost or obligation to see what you qualify for.

Disclaimer: All loans are subject to credit and underwriting approval. Loan requests are processed by Loans Canada, which is a loan search platform and comparison website, not a lender. Loans Canada only works with financial service providers that adhere to Canadian laws and regulations. Loans range from $500 – $50,000 with terms from 3 months to 60 Months or longer. APRs range from 6.99% to 46.96% and will depend on our partner’s assessment of your credit profile. For example, on a $500 loan paid monthly over 9 months, a person will pay $81.15 per month for a total of $730.35 over the course of the entire loan period. This amount includes lenders’ optional loan protection policy. In the event of a missed payment an insufficient funds fee of around $45 may be charged (dependent on the lender). In the case of a default on your loan your payment plan will be terminated and different collection methods will be employed to collect your remaining balance. Outstanding debts will be pursued to the full extent of the law.

FAQ

What is a personal loan and what can I use it for?

A personal loan is a flexible form of credit that can be used to pay for almost anything, such as home improvements, a large purchase, or to consolidate debts to a single payment. Loans may range from a few hundred dollars that are repaid in a lump sum after several weeks or thousands of dollars, with fixed monthly payments to better fit with your budget.

PockBox can also connect you with cash advance providers who can quickly give you access to up to $500 with no interest and no credit check.

How fast can I get the money?

PockBox can connect you with dozens of different lenders, who will each have different funding speeds. For cash advances, you may be able receive your funds in under one hour (additional fees may apply). For personal loans, you will typically receive your loans within one to two business days of approval.

How do you protect my privacy and personal information?

When transmitting your personal information to our lender network, we ensure the highest safety and security of your personal information by using SSL encryption, which is the same security standard as most banks.

Are there any fees?

We do not charge our customers any fees and there is no fee to submit your information online. If you’re approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. PockBox is not a lender and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you by the lender.

Do I have to go into a store or wait in line?

Absolutely not. You can fill out our application from the comfort of your home desktop, laptop, smart phone, or tablet. The entire process is easy, private, and only takes a few minutes to complete.

How long does it take to pay back a personal loan?

The amount of time you have to pay back a loan varies from lender to lender. If your repayment period is longer, your monthly payment could be less expensive than if it were a shorter time period. However, longer term loans may have higher total interest costs.

Can you pay off a personal loan early?

Typically, you can pay off a personal loan early with no prepayment penalties or fees. However, you should confirm the terms and conditions with your lender, as some lenders may have associated fees for early payoff of personal loans.

What if I have questions about my loan?

PockBox is a matching service and cannot provide additional information about your loan offer or loan; your lender will provide you with ways to contact them for customer service. If you have questions about our services, please write to us at info@pockbox.com.