No. Wagepay's smallest advance is $100. It is a licensed payday lender in British Columbia, Ontario and Alberta. The fee on $100 is up to $14, paid once.

Instant $50 Cash Advance Canada: Apps That Can Send It

Q: What is the cheapest way to borrow $50 in Canada?

Bree or Nyble, both at $0 on the free option. Wagepay costs up to $14 and only on a $100 advance.

Updated 25 October 2026 · How we compare apps

$50 is inside the range of two Canadian cash advance apps, and neither requires a credit check. Bree starts at $15 and sends $50 for $0 on standard delivery. Nyble starts at $30 and sends $50 for $0 on the free plan. Wagepay starts at $100, so it cannot do $50.

PockBox earns a commission when you sign up through the buttons marked Partner link, and if a lender matches you through the loan form on this page. It costs you nothing extra. How we pick

The short answer

Bree sends $50 for $0 if you can wait about 3 business days. Nyble also sends $50 for $0 on the free plan, and on-time payments can report to Equifax. If you need the money in minutes and you can take $100 instead, Wagepay does that in British Columbia, Ontario and Alberta for a one-time fee of up to $14.

You want $50 for $0

Bree

$50 is inside the $15 to $750 range. Standard delivery is free. Express delivery is $2.99 to $45.99 if you cannot wait.

Get Bree

Partner link

You want the repayment on your credit file

Nyble

$50 sits in the $30 to $250 line. The free plan costs $0. Instant transfers need the $11.99 a month plan.

Get Nyble

Partner link

You need it in minutes

Wagepay

Wagepay will not send $50. Taking $100, its smallest advance, costs up to $14 once and arrives by Interac in minutes. British Columbia, Ontario and Alberta.

Get Wagepay

Partner link

Need more than an app will advance?

Use an app for $50. The form below starts at $500. Use it if you were turned down, or if the real amount you need is much larger than $50. Loans Canada is a comparison service, not a lender. Checking at this stage does not affect your credit score, and you do not have to take an offer.

This form starts at $500. It will not send $50.

Everything below is the cost of $50 at each app, and who can actually send it.

Best Canadian cash advance apps to borrow $50

Bree

Cheapest at $50

Cost of $50: $0
How fast: About 3 days
Monthly fee: None needed

Borrow $50, repay $50 on day 90, total cost $0, if you take standard delivery and set the tip to $0. The optional membership is $2.99 a month after a 30 day trial and is not required. Express delivery is $2.99 to $45.99, shown before you confirm. No credit check. Bree does not publish a province list, so check the app for yours. Government benefits count as income.

$0 if you can wait
Starts at $15
No credit check
No monthly plan needed

Get Bree

Partner link

Nyble

Builds credit

Cost of $50: $0 on the free plan
How fast: Instant on the paid plan
Monthly fee: $0, or $11.99 for speed

$50 is inside Nyble’s $30 to $250 line, at 0% interest. The free plan includes credit monitoring. On-time payments can report to Equifax. Instant transfers need the $11.99 a month plan, which you can cancel. You need to be the age of majority in your province, with a Canadian bank account and more than $1,000 a month in direct deposits. No hard credit check.

Starts at $30
Reports to Equifax
No hard credit check

Get Nyble

Partner link

Wagepay

Minutes, from $100

Smallest advance: $100
Cost of $100: Up to $14 once
How fast: Minutes by Interac

Wagepay will not send $50. If you can take $100, you get a little extra and the money arrives by Interac in minutes, for one fee of up to $14 and nothing monthly. Wagepay is a licensed payday lender in British Columbia (#86410), Ontario (#4741466) and Alberta (#359836) only. That fee is the Ontario cap for a licensed payday loan. You need to be 18 or older, with at least $400 a week from an employer.

The full $100 comparison is in the $100 guide.

Minimum is $100
Money in minutes
BC, Ontario, Alberta

Get Wagepay

Partner link

KOHO Cover

Advance fee: $0
How fast: Instant in the app
Monthly fee: From $2 plus a plan

KOHO Cover goes up to $250, interest free, with a $0 advance fee, instant inside the app. KOHO does not publish a $50 minimum. Cover is an add-on from $2 a month on a prepaid spending account, plus a KOHO account plan. A first approval can be smaller than the maximum. No credit check for the advance itself.

Instant in the app
$0 advance fee
No credit check for the advance

Get KOHO Cover

Partner link

NotchUp

Fee with payroll linked: $5 flat
How fast: About 15 minutes
$50 minimum: Not published

NotchUp sends up to about half of your next paycheque by Interac in about 15 minutes. With payroll linked the fee is $5, so a $50 advance would cost $5 if the app allows that size. It does not publish a $50 floor. We earn nothing from NotchUp.

Visit NotchUp

NoJuice

Monthly fee: $2.99
Express fee: Not published
$50 minimum: Not published

NoJuice advances up to $500 with no credit check. The $2.99 a month subscription runs whether or not you borrow that month. It does not publish a $50 floor or the express delivery fee. Read the total in the app before you confirm. We earn nothing from NoJuice.

Visit NoJuice

What $50 costs